Finance

Auto Loans

Hi there! We understand that most everyone will need some help locating fair financing options when it is time to purchase your next vehicle. This is why I am here! I work very hard to secure fair and affordable financing options that will suite your specific lifestyle needs.

While working with lenders, we work to keep the core values that Russell Kerlin set as our standard. Among the highest of those values is honesty. Too often we hear stories of when a car dealership hurt a car buyer by suggesting a buying method that only helps the dealership. This is not what Russell would want and that is not how we do it. Though we do not make financial recommendations, we do work hard to layout all possible options and work with the lenders to insure that the method that you choose, fits your need.

We never want you to be surprised! As our sales manager Hugh Janda always says, " surprises are for Christmas and birthdays, not vehicle purchases!" Our honest approach ensures that you will always be informed on what, where, when, and how you are to make the purchase with no surprises. This begins with our great sales team presenting vehicles that fit in your budget not vehicles that would cost you 10% or even 50% more than your monthly finances can support. No one likes to fall in love with something, later learning that you really cannot afford it. It's the Golden Rule "do unto others as you would have them do unto you" . Pretty simple right!?

You may have already figured out that we are not like other dealerships. And we like it that way! We are not going to tell you the typical "All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem!" All that is going to get you is a surprise in the end and typically that is the surprise of being upside down on your vehicle when you want to trade in the future.

So in all honesty, if you have had credit challenges in the past we may not be able to help, but we would like a chance to try for you. Because at the end of the day, we are very passionate about what we do and truly believe that if you are not buying from Kerlin's, than you are not getting the best service that you deserve.

Our goal, is to present you with options that will meet your present objectives and prepare you for future Kerlin vehicles.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Kerlin Motor Company, Inc. loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Kerlin Motor Company, Inc. finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Indiana banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!

This website uses cookies to ensure you get the best experience on our website.